Insurance Information


PDR Physical Therapy and Wellness Center accepts the insurance plans listed below. If you do not see your insurance plan listed, please call us to discuss any out-of-pocket arrangements we could make.



  • Medicare Part B
  • Blue Cross Blue Shield PPO
  • Aetna PPO and POS
  • Motor Vehicle Accidents (we do not accept 3rd party insurance but will accept your health or auto insurance)
  • Workers Compensation Insurance


Out of Network:

  • BCBS Medicare Advantage PPO
  • UHC Medicare Advantage PPO
  • Aetna Medicare PPO
  • UHC PPO and POS
  • Harken Health PPO
  • Cigna PPO
  • Golden Rule
  • Any other PPO or POS payers


We also offer affordable self-pay plans.

*If you have another insurance plan not listed here, have inquiries regarding your insurance benefits or case, or any other general questions please do not hesitate to contact our billing department at (847) 459-4779 ext. 113 or directly at (224) 324-4284.

Insurance Terminology

All patients scheduling their Initial Evaluation at PDR are asked to provide insurance plan information. We verify insurance coverage before the beginning of treatment and keep our patients up to date about their benefits. Every patient who starts treatment at our Clinic is always aware of possible co-payments, deductible amounts, or co-insurance that needs to be covered. 

To help our patients better understand terminology related to their insurance benefits, here are explanations of three important terms that represent the portion of the medical bill that they are responsible for.

Deductible – it is a fixed amount that you may have to pay every year out of your own pocket before the insurance will cover the remaining, eligible expenses. 

Coinsurance – the percentage of costs of a covered health care service you pay (20%, for example) after you’ve paid your deductible.

Copayment – a fixed amount of money you have to pay with each visit.